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  %HONEST BUDGET TIME MONEY RESOURCE REGULAR COMMIT 900107

     Budgeting  has to do with being honest  in  assessing
and planning to spend limited time, money, resources, etc.
in a responsible way;  and with faithfulness to such plans
and commitments.

     The  essence of budgeting is not a technical  matter,
it has rather to do with honesty about limitations;  i.e.,
with limited human time, money, resources, etc.

     The  central  difficulties  which  people  have  with
budgeting  do not originate in technical problems  related
to  quantification,  measurement,  records,  computations,
etc.;  but with addictive and collusive patterns of trying
to  cope  successfully  through  the  use  of   deception,
illusion, collusion, and overt dishonesty.

     Budgets  as technical tools can be used to illuminate
and  shed  light upon the limitations under  which  humans
must operate.  Budgets as technical tools can also be used
by  people  to  obscure the truths about  the  limitations
under  which  we  must  operate;   putting  off  into  the
unplanned future the consequences of today's extravagances
and engaging in dishonesty about our limitations.

     To cope meaningfully we must operate within our  real
limitations.   Attempts  to cope while ignoring  our  real
limitations, or while operating under an illusion or under
a  collusion that our limitations are not real;   will  be
only attempts, and ultimately will fail.

     Meaningful  coping involves planning to  work  within
limitations;  i.e.,  the development of a budget for time,
money,    resources---and   living  within  and   in   the
fulfillment  of  that budget as a plan to live within  the
limitations which it acknowledges.

     People  who do not plan in terms of budgets for time,
money  and  resources are likely to fall  into  addictive,
codependent  and collusive games of mutual self-deception.
It is dangerous to try to live without honest budgets.

                                                                                                                               
                         (c) 2005 by Paul A. Smith in      
                    (On Being Yourself, Whole and Healthy)  
                                                                                                                               
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