This is http://www.essayz.com/b0301081.htm         
Previous-Essay      <== This-Essay ==>     Following-Essay
Click HERE on this line to find essays via Your-Key-Words.
{Most frequent wordstarts of each essay will be put here.}
==========================================================
%INSURANCE COMPANIES RISK MANAGEMENT LANGUAGE WORDS+030108
 %ACCIDENT PROPERTY DAMAGE THEFT TORNADO HAIL DEATH+030108
 %TRAVEL COMMUNICATION RIGHTS MEETINGS RELIGION SEX+030108
   %DISEASE ALIENATION ASSOCIATION PRIVACY BENEFITS+030108
 %PREMIUMS WHO PAYS CLAIMS ADJUSTOR COVERAGE LOSSES+030108
 %JUSTICE RICH POOR POWER AUTHORITY DOMINATE TRUSTS 030108
                                                          
     The practices,  traditions and  business of INSURANCE
provide  a  LANGUAGE with which  to  clarify   the  ISSUES
of   RISK-MANAGEMENT   in  realms  where  we   have    not
traditionally  thought of preparation and recovery efforts
in THE-TERMS of INSURANCE.                                
                                                          
     1.  What kind of risk are we dealing with?           
                                                          
         Auto-accident-damage     Property-damage         
         Auto-accident-injury     Fire, Flood, Theft      
         Auto-theft               Tornado, Hail           
         Health, Death            Reputation, Honor       
         Embarrassment            Earnings-opportunity    
         Educational-opportunity  Insurability            
         Travel                   Right-of-return         
         Communication-rights     Meetings-rights         
         Freedom-of-beliefs       Religious-freedoms      
         Rights-of-association    Privacy-rights/risks    
         Friendship-rights/risks  Intimacy-risks          
         Beliefs-convictions      World-views             
         Paradigms                Communal-unity          
         Good-will                Civility-Hospitality    
         Honesty                  Cooperation             
         Personal-integrities     Communal-integrities    
                                                          
     2.  Who gets to define risks/benefits in contracts,  
         in anticipation of "events"?   What will be the  
         "coverage" for various kinds of "events"?        
                                                          
     3.  Who gets to settle "event" claims after-the-fact?
         Who will be the claims-adjustors?                
                                                          
     4.  Who pays ahead-of-time for risk-management?  What
         is   the  schedule  of  premiums?     Who   loses
         traditional freedoms and rights  to achieve risk-
         management  for  the  members of  the  community?
         Who  is to be "in"  the community that  benefits,
         who  is  to  be  "out"   of  the  community  that
         benefits?                                        
                                                          
     5.  Who pays after-the-fact for risk-management?  Who
         pays  in  money,   assets,   rights,    freedoms,
         opportunities, when "events" have occurred?      
                                                          
     6.  In  what  terms  will  justice  be  defined   and
         adjudicated?   What individuals will benefit?  At
         what cost to vulnerable  people who had no say in
         setting up the risk-management system?           
                                                          
     7.  What   kinds  of  integrities  will   the   risk-
         management-system  protect?      What   kinds  of
         integrities  will  the risk-management-system not
         protect?     Why?    Who  decides  and  for  what
         reasons.                                         
                                                          
     Askin  such  questions may help us to  uncover  risky
patterns of behavior which DO NOT merit our respect, honor
or support.                                               
                                                                                                                               
                         (c) 2005 by Paul A. Smith in      
                    (On Being Yourself, Whole and Healthy)  
                                                                                                                               
==========================================================