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       %PLAN BUDGET ANTICIPATE ESSENTIAL TIME MONEY 920804

     If  we  do not plan and budget to  spend  appropriate
amounts  of  time,  money and resources in doing  what  is
essential to our long term health and welfare; then we are
likely  to  resent it when circumstances force us  to  set
aside what we have grown accustomed to do,  and require us
to turn to doing what is essential to our long term health
and welfare.

     We  can  increase  our  long  term  satisfaction  and
enjoyment by planning  and  budgeting to do at appropriate
what is essential;  and learning to look forward to taking
care of ourselves and enjoying to doing so. Our failure to
so plan and budget can easily lead to dissatisfaction with
how   we  eventually  must  spend  our  time,   money  and
resources.

     We   set  ourselves  up  for  disappointment  if   we
anticipate spending our time,  money and resources in ways
which are unrealistic.  We can avoid  disappointments  and
resentment  by  being  realistic  in  our   anticipations,
planning and budgeting.
                                                                                                                               
                         (c) 2005 by Paul A. Smith in      
                    (On Being Yourself, Whole and Healthy)  
                                                                                                                               
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